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THE FIRST NATIONAL BANK OF
CANADIAN
PRIVACY POLICY
The management, employees and board of
directors of The First National Bank of Canadian, the Higgins Branch and the
Canyon Branch recognize the privacy expectations of our customers and will
continue to honor your trust in the future as we have in the past.
We believe the confidentiality and protection of customer information is one
of our fundamental responsibilities.
We collect, retain and utilize financial information about the business our
customers have conducted with this Bank in order to comply with Federal and
State laws and regulations, to help us facilitate and improve our banking
services to our customers, and to identify and mitigate potential risks and
loss to the Bank and to our customers.
We collect nonpublic personal information about you from the following
sources: information we receive from you on applications and other forms, a
substantial amount of which is required under various Federal and State laws
and regulations, including personal identification information required
under the USA Patriot Act of 2001; information about your transactions and
business conducted with this Bank; and, information we obtain from consumer
credit reporting agencies.
We do not disclose any nonpublic personal information about our customers or
former customers to anyone, except as permitted by the Federal or State laws
and regulations under the following circumstances:
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 | To effect, administer or enforce a
transaction requested or authorized by our customer in connection with:
the servicing or processing of a financial product or service such as an
application for a loan or charge account; or maintaining or servicing
the customer’s account. |
| Disclosures with the consent or at the
direction of the customer. |
| Disclosures to provide information to
the Bank’s attorneys, accountants and auditors. |
| Disclosures to consumer reporting
agencies in accordance with the Fair
Credit Reporting Act. |
| Disclosures in compliance with
Federal, State and local laws or other
legal requirements. |
We do not sell, trade or otherwise disclose
confidential customer information to any third party or with any affiliate
of this Bank where not permitted by Federal or State laws and regulations.
We maintain physical, electronic, and procedural safeguards that comply with
Federal standards and requirements to guard non-public personal information.
Our data processing information system is closed to outside third party
access with the exception of our data processing vendor. All of our
operational and data processing equipment is in a secure area within the
Bank that is protected from outside third parties.
Please notify us if you think we reported
any inaccurate information about your account(s) to a consumer reporting
agency. Send your written description of the inaccuracy to one of our
locations shown below.
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WEB SITE VISITOR PRIVACY
Visitors to this bank Web site remain anonymous. We do not collect
identifying information about visitors to our site. We may use standard
software to collect non-identifying information about our visitors, such as:
| Date and time our site was accessed |
| IP Address (A numeric address given to
servers connected to the Internet) |
| Web browser used |
| City, State and Country |
The bank uses this information to create
summary statistics and to determine the level of interest in information
available on our site. It is not disseminated or sold to other
organizations.
Consumers who have questions about our policies, practices and procedures
are invited to contact any of our staff at these locations:
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Canadian Office
200 Main Street
P.O. Box 97
Canadian, Texas 79014
Phone: 806-323-6455 |
Higgins Branch
21 N. Main Street
P.O. Box 190
Higgins, Texas 79046
Phone: 806-852-3411 |
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Canyon Branch
400 15th Street
P.O. Box 1156 Canyon, Texas 79015
Phone: 806-655-3500 |
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